Articles February 2018
Pandemic Risk
Spanish Flu, which emerged a century ago, was possibly the most significant pandemic in human history and an epidemiological event still unparalleled in geographic reach, infectiousness, and virulence. Since then, much has been learned about pandemic influenzas. RG... Read More
Aging Asia: Elderly sisters look at ipad
Articles February 2018
Digital Transformation of Long Term Care Products and Solutions : Factors to Consider
Settled assumptions and decades-old business practices are unraveling rapidly in the face of disruptive demographic changes as well as new entrants and ideas in long-term care markets. This article describes new trends and technologies to watch.  Read More
fraud crossed fingers
Research and White Papers February 2018
RGA 2017 Global Claims Fraud Survey

Fraud is one of the constant challenges facing claims professionals around the world. RGA’s 2017 Global Claims Survey reveals this global fraud picture, and our infographic below also illustrates key findings at a glance. 

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Articles February 2018
Case Management and the ROSE® Opioid Use Disorder Guide

In the U.S., the use and abuse of opioids is now a national health crisis. As providers seek to identify interventions to deliver long-term solutions, case managers serve a vital role. The ROSE® Opioid Use Disorder Case Management Guide is available f...

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Articles February 2018
Small Employer, Big Benefits: More Small Employers Make the Switch to Private Online Health Insurance Marketplaces
The 2017 enrollment season for U.S. healthcare benefits may have drawn to a close, but the trend to shift employees to online health insurance marketplaces is just getting started – particularly among smaller employers.  Carriers now have an opportunity to dev... Read More
Articles February 2018
Decoding the Death Certificate

Same old claims? Not anymore. Today, life and AD&D claims reviews can resemble detective stories, and the humble death certificate can provide essential evidence for the case file. This article demystifies the fascinating world of forensic claims. 

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Articles January 2018
Sepsis: Recent Developments and Update

On May 26, 2017 the World Health Organization (WHO) adopted a resolution that recognized sepsis as a global health priority, pledged to improve its prevention, diagnosis, and management, and made a number of recommendations to reduce its global burden.1&nb...

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Articles January 2018
Health Insurance in Southeast Asia

To meet the challenges of tomorrow, health insurers must focus on creating solutions for today. This starts by establishing a firm grounding in the local healthcare landscape. 

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Articles January 2018
Risk Assessment of the Kidney Transplant Recipient

A Case Study: A 43-year-old male nonsmoker applicant with ESKD received a kidney in 2008 from a living donor. The Panel Reactive Antibody (PRA) score was low. The cause of the ESKD was an unknown primary kidney disease.

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Articles January 2018
Seasonal Influenza and Mortality

Can big data from a bad flu season yield insights into all-cause mortality and help guide insurance risk assessment? RGA and Blue Dot partner to explore the global spread of infectious disease and arrive at fascinating insights.

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Articles January 2018
Taking Credit: The Predictive Power of Credit Data to Accelerate Underwriting for Life Insurers
Results from Limra’s 2017 Insurance Barometer Study found that 70% of Americans who would consider purchasing life insurance are interested in doing so without taking a physical exam. But how can insurers meet consumer demand for convenience and accurately assess a... Read More
Articles January 2018
Engage Me
Everyone knows the story: The more engaged a policyholder, the lower the churn. The lower the churn, the lower the costs – a boon for insurer and policyholder alike. RGA Japan’s Chief Marketing Officer Jaqui Wassenaar&nbs...
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Articles January 2018
Managing Risk, Assessing Opportunities

New technologies are rapidly transforming how consumers access healthcare services and what consumers expect from their insurers. 

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Publications January 2018
ReFlections Volume 43, January 2018
Review a kidney transplant case, explore seasonal influenza mortality variation and get updated on sepsis.
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Research and White Papers December 2017
RGA Global Life and Health Underwriting Survey
It is the digital transformation of business processing that will, at last, enable insurers to start transforming the customer’s underwriting journey to one as seamless as the digital apps that will be the primary engagement tools for the next generation of consumers. Read More
Articles December 2017
Defense Against the Dark Arts: A Claims Management View of Fraud
Claims examiners learned a few lessons from duels with dark wizards, as they are often at the frontlines of insurance fraud detection – and prevention. RGA draws lessons from the magical world of Harry Potter. 
 
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Articles December 2017
The Internet of Things: Key Considerations for Life Insurers
Smart homes, telematics devices, autonomous cars – it is clear the “Internet of Things” (IoT) is having a big impact on the property casualty insurance industry. But what are the implications for life insurers? A tour of technological advances and changing customer expe... Read More
Articles December 2017
Predictive Models on Conversion Studies for Level Premium Term Plans
RGA was engaged by the Society of Actuaries (SOA) to research policyholder term conversion. In addition to a market survey and traditional experience study, RGA highlights findings from its predictive analysis. Contact RGA's research team  Read More
Articles December 2017
Long-Term Care — Are We Fishing in the Wrong Waters?
Historically, long-term care insurance products have been designed to deal with the costs and typical durations associated...
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Articles December 2017
Opinion: Thinking about Critical Thinking in Insurance Underwriting

Critical thinking may be the most essential, if und...

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