This article reviews the recent and unprecedented acceleration in the understanding of cancer pathophysiology, which has led to the subsequent development of novel cancer immunotherapies. In part, this new direction in cancer treatment has been advanced by a greater ...

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Estimating the cost to use the data is often more difficult, since you may need to consider the cost of hardware, software and staff to do the work, including acquisition and implementation time. Each of these may entail incremental spending or opportunity costs due ...

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Recent years have seen a significant shift in underwriting methodology, with the demand for simplified issue (SI) insurance increasing for all types of risk, from life to disability products. The ideal SI product balances streamlined processes that drive sales volume...

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A real conversation conducted over the telephone remains an important tool, if not the most important, for a disability case manager. RGA has observed in claim reviews over the years that the quality of the phone summary content is often lacking. This article of...

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When it comes to business, however, knowing the path you wish to take can and does matter. If you don’t know where you want to go, any path can seem fine. Unfortunately, many of us have also learned that following just any path easily leads to chaos and a culture in ...

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Delve into Alzheimer’s disease, explore seasonal mortality and more.
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RGA undertook to survey its claims managers around the world, asking them to share their thoughts and experiences about current and developing changes and challenges in their markets. The results reveal a rapidly changing environment, driven by technological and medical... Read More

Non-natural causes of death include motor vehicle accidents, falls, suicides, homicides, drowning, poisoning, complications from medical or surgical treatments, and exposure to smoke and fire.
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The world is in the grip of a health crisis. Obesity, inactivity, and our poor diets are key factors in the growing trend of chronic illness. This in turn places significant stress on our healthcare systems as medical providers attempt to keep pace with demand. Read More

Life insurance, at its core, is a product that provides a financial benefit to the dependents of a buyer in the event of untimely death. Insurers price and sell contracts based on assumptions made about the policyholder’s health and potential lifespan

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In May, the Leicester City Football Club, an organization that spent most of its 132-year history on the outside looking in at the titans of soccer, shocked the world to win their first English Premier League title. This result was, to put it mildly, unex... Read More

In Korea, cancer product design may have been a contributor to some of the market’s poor early 2000s experience; Hong Kong cancer products are more varied and flexible than those in Korea; and both Korea and Hong Kong insurers as well as those in the rest of Asia, have ... Read More

Three simple information security steps can make a difference:

1. ASSIGN a dedicated expert or team to security and privacy awareness.
2. INVOLVE security and privacy representatives in product development pro...

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Using wearable fitness tech to develop insurance wellness programs has been the subject of an industry-wide discussion for years. And as the technology improves, the conversation grows. At RGA, we wanted to gather meaningful data and gain experience over theory in ou...

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Four reasons actuarial careers are exciting:  

• Big data 
• Shifting demographics 
• Regulatory change 
• Increasing innovation
...

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On October 13, 1976, an unassuming package arrived at the U.S. Centers for Disease Control and Prevention from Zaire (Congo). The specimen inside soon revealed a terrifying secret: the slender looping tail of the Zaire Ebola virus, the cause of one of the most lethal he... Read More

The science of genomics is changing the game in breast cancer treatment and in the medical field in general. Life and health insurers will need to adapt to keep pace.

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The problem is well documented: fraud in the protection space has produced significant underwriting losses throughout the Indian insurance industry. Read More

The global bancassurance market is a sizable and increasingly important channel for protection products Read More

The statistics are clear – distracted driving is deadly. Each day in the U.S., more than eight people lose their lives and 1,161 are injured in crashes involving a distracted driver. Read More