Explore polygenic risk scores, social engagement and other non-traditional predictors of mortality and morbidity.
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Low income households have long been considered too impractical to underwrite, but that may be changing. RGA South Africa explores the trends reshaping the emerging market for microinsurance.

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Can math save your life? Eric Westhus, PhD, Data Scientist, Global Research and Data Analytics thinks so. He uses mathematical models to simulate the spread of infectious diseases and help insurers quantify the risk posed by pandemic tail events. Lear... Read More

To better understand how diseases spread through mosquitos, insurers first need to know more about these insects. Eric Westhus, PhD, Data Scientist, Global Research and Data Analytics, specializes in using data to build simulations that reveal how ... Read More

Across the globe, we've given up the tractor for the subway, the open sky for the concrete jungle. Read More

Victor Jose Barriga, Chief Actuary, Sucursal en España, and Juan de Ipiña, Director, Business Development, EMEA Global Financial Solutions (GFS), provide a timely look at longevity. Is it time for static mortality tables to be supplemented with more dynamic informati...

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The value of a life insurance policy is never more obvious than after receiving benefits from a claim. On the other hand, it can be far more difficult to justify the cost of insurance when a policy reaches maturity without a claim incident and payout. Some consumers may... Read More

Is the conservative culture fostered by insurers hindering us from innovating? RGA Italy's Adriano de Matteis urges carriers to learn from companies and sectors that have mastered the art of pursuing a higher purpose. Find the

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While there is no doubt the current flu season is breaking records in the worst way, is it really as devastating as what is being reported? An investigation of the group insurance implications of the global spread of this infectious disease. Read More

Saying that long-term disability coverage (LTD) is complex is an understatement. Results vary significantly depending upon underwriting, actuarial and claims management practices. Pricing LTD involves numerous assumptions that can correlate and be influenced by flu... Read More

In this article, we will explore some of the Asian market’s dynamics and key trends, and how insurers are repositioning for the future.

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Is it time for actuaries to broaden their approach to risk? A view of the findings from The Global Risks Report 2017, published by the World Economic Forum (WEF).

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What fuels group disability claims? RGA's latest group insurance survey reveals intriguing contrasts between Canada and U.S. markets.
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Asia Pacific now has the highest number of high net worth (HNW) individuals as well as the highest HNW wealth in the world. To reach this market, carriers must make the process of investment and insurance as effortless as possible; more than half of HNWIs will source in... Read More

Large-scale consolidation among life insurers is well underway across continental Europe. RGA's Paul Sauvé explores the causes and consequence, including the challenge of cross-border transfers. Read More

The rise of “big data” and sweeping technological advances in health and medicine are introducing new investment possibilities and competitive threats in Japan. Fortunately, Japanese life insurers have plenty of experience designing – and combining – solutions to addres... Read More

Squeezed between growing and aging. Pressed on both sides by demands for care and financial resources.... The “sandwich generation” is an apt description for a growing demographic group caring for both young children and elderly parents. It’s also ... Read More

For many, surviving cancer is just the beginning of a long journey of recovery. How can insurers help? RGA Asia's Fang Zhong shares insights.  Read More

Poor disability insurance experience could be linked to a complex web of biological, psychological, and social conditions. RGA shares ways a deeper understanding of claimants could lead to more sustainable, and better, disability cover for more people.   Read More

Liquid biopsies are noninvasive tests that could potentially lead to early detection of cancer by identifying the genetic material cancerous tumors shed into the bloodstream and other bodily fluids. It is now possible to test  for biomarkers such as circulating tum... Read More