Ready or not, the Big Data Era in insurance has arrived. If it hasn’t already, the influx of new and enhanced datasets promises to disrupt every link in the insurance value chain – from lead generation to customer retention.
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Every year, U.S. insurers lose an estimated $80 billion to fraud. RGA's Colin DeForge shares four lessons from a fictional detective that could help real-life underwriters protect legitimate policyholders and the industry.
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When it comes to disability claims, identifying what is best for the patient can prove challenging due to miscommunication with the attending physician.
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The traditional definition and role of health insurers is changing. Digitalization is enabling and prompting health carriers to move beyond simply mitigating risk; insurers are now looking to become partners in maintaining customers’ good health. RGA's Alan Watts exp...
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RGA explores the complex nature of chronic pain claims. Questions or comments? Contact the author: ReViewANZ@rgare.com
RGA’s Dr. Daniel Zimmerman answers questions on sepsis development and mortality trends.
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This article introduces aortic pulse wave velocity (aPWV) and explains how this new biometric could help underwriters to predict major cardiovascular events and mortality.
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Despite all of the advances in car safety, seat-belt use and drunk-driving prevention, the number of vehicle deaths has been rising. This article will examine the following topics:
Effective teamwork is based on a strong, two-way communication. Yet, too often, RGA’s underwriting team believes underwriters and claims analysts operate at cross purposes. The team shared some effective techniques to bridge this gap at the RGA 2017 Stop L...
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The global insurance landscape is changing rapidly. With a shift in demographics and the increased connectivity and popularity of social media, insurers must become more mobile friendly and tech savvy to meet customer expectations. This article explores the trends.
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Game change? Canadian group carriers once offered optional cover without medical evidence only on a limited case-by-case basis. Now it’s increasingly standard. This article explores findings from RGA's Group Life, LTD and Critical Illness Non-Evidence Limits/Overall ...
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Then I joined the working world as an entry-level actuary. In some ways that mindset subconsciously stayed with me. I would race through a project without spending adequate time to check my work and think about whether the conclusion made sense. I realized in a hurry...
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