Can big data from a bad flu season yield insights into all-cause mortality and help guide insurance risk assessment? RGA and Blue Dot partner to explore the global spread of infectious disease and arrive at fascinating insights.

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Results from Limra’s 2017 Insurance Barometer Study found that 70% of Americans who would consider purchasing life insurance are interested in doing so without taking a physical exam. But how can insurers meet consumer demand for convenience and accurately assess a... Read More

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New technologies are rapidly transforming how consumers access healthcare services and what consumers expect from their insurers. 

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Review a kidney transplant case, explore seasonal influenza mortality variation and get updated on sepsis.
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It is the digital transformation of business processing that will, at last, enable insurers to start transforming the customer’s underwriting journey to one as seamless as the digital apps that will be the primary engagement tools for the next generation of consumers. Read More

Claims examiners learned a few lessons from duels with dark wizards, as they are often at the frontlines of insurance fraud detection – and prevention. RGA draws lessons from the magical world of Harry Potter.  Read More

Smart homes, telematics devices, autonomous cars – it is clear the “Internet of Things” (IoT) is having a big impact on the property casualty insurance industry. But what are the implications for life insurers? A tour of technological advances and changing customer expe... Read More

RGA was engaged by the Society of Actuaries (SOA) to research policyholder term conversion. In addition to a market survey and traditional experience study, RGA highlights findings from its predictive analysis. Contact RGA's research team  Read More

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Critical thinking may be the most essential, if und...

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Lack of confidence is an anchor that can weigh you down when you are starting a job search or changing a career, especially when you are forced to do so because of a disability. It is also one of the leading causes of return-to-work claimant failures. Three job-searc...

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Asia’s senior market is transforming just as access to new data is expanding: how can insurers use these advances to prospect new markets, develop new products, increase operational efficiency, refine pricing and find future growth?
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Knowing the basics of genetic testing and its underlying science is the first step in understanding genetic testing’s potential impact on insurance. Genetic testing is best defined as the analysis of DNA, RNA, chromosomes, proteins and metabolites in relation to heri...

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What disruptive forces will insurers need to confront to compete? And what changes are already upon us? A summary of the changes afoot and the transformations ahead, from consumer engagement and underwriting to claims.

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Here are a few fraud red flags to look out for this holiday season and throu...

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Sticking with business as usual – that is, providing traditional risk mitigation products for low-risk populations – has been a tried and tested insurance strategy for years. Subsequently, in many markets, competition for healthy consumers is stiff, products are becomin... Read More

• Makes instant decisions on clean cases.
• Enables underwriters to focus their attention on more complex cases.

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The pendulum swings? Competitive intelligence suggests consolidation and declining growth rates that once defined global life reinsurance may be nearing an end.
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As the life and health insurance industry scrambles to innovate in the insurtech space, the best opportunities for progress may also come by building on work that has already been done – in banking.

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