Articles June 2018
Busted: Top Five Myths About Accelerated Underwriting - There Will No Longer Be a Need for Underwriting Staff

As insurers develop accelerated underwriting programs and take steps toward more efficient processes, lower costs, and a streamlined customer experience, innovations across the insurance industry are helping to improve risk insights. It is never too ea...

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Accelerated Underwriting Scale
Articles June 2018
Busted: Top Five Myths About Accelerated Underwriting - You Have to Go Big or Go Home

As insurers develop accelerated underwriting programs and take steps toward more efficient processes, lower costs, and a streamlined customer experience, innovations across the insurance industry are helping to improve ri...

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Articles May 2018
Busted: Top Five Myths About Accelerated Underwriting: Have You Missed the Boat on Acceleration? Small Steps Can Make a Big Difference.

As insurers develop accelerated underwriting programs and take steps toward more efficient processes, lower costs, and a streamlined customer experience, innovations across the insurance industry are helping to improve risk insights. It is never too ea...

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Articles May 2018
Fraud and Your 2018 Resolution Mid-year Check-up

Are you interested in learning the latest fraud tactics and prevention methods? Save the date for the RGA Fraud Conference, taking place August 18-20, 2019, in St. Louis, Missouri.

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Articles May 2018
Finding the Balance: Achieving Accurate Assessment of Foreign Travel Risk

Writer Samuel Johnson’s observation about travel, written centuries ago, is more relevant than ever: "The use of traveling is to regulate imagination by reality, and instead of thinking how things may be, to see them as they are." RGA has released its 2018 Foreign Ri...

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Articles May 2018
Chronic Kidney Disease: Improving Outcomes, Decreasing Costs
A high-touch approach to CKD can provide a significant reduction in claims costs and, more importantly, improve medical outcomes and provide a better quality of life for the people insurers serve. Read More
Articles May 2018
Understanding the Genetics of Cancer

Complicated pathology reports can contain significant amounts of genetic information. It has become vital for insurance company medical directors, underwriters, and claims professionals to understand "driver mutations" present in, or absent from, a tumor's genom...

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Articles May 2018
Hepatitis B Update
Although the hepatitis B vaccine (HBV) has been administered routinely at birth in the United States since 1991, the infection remains a global health hazard. Hepatitis B is frequently asymptomatic, so many acutely and chronically infected patients may be unaw...
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Articles May 2018
The Evolution of the Definition of Myocardial Infarction

Medical advances have led to an evolving definition of myocardial infarction. Once considered inevitably fatal, the condition is now survivable, and improvements in diagnosis have implications for pricing, underwriting, and claims models. This article trace...

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Articles May 2018
Big Ideas: Startups Aim to Define Future of Insurance

Now in its second year, the RGAX Big Ideas Competition helps to uncover ideas that will invigorate the life, health insurance and retirement industries. Applicants pitch concepts to a ‘Dragons Den' style panel of judges for the chance to work with a global insur...

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Middle East businessmen in twilight
Articles May 2018
Necessity Is the Mother of Invention
The German philosopher Friedrich Nietzsche once said "That which does not kill us, makes us stronger." That is certainly the case in the MENA (Middle East-North Africa) life insurance markets in the wake the global financial crisis, the Arab Spring, and lower oil prices.... Read More
Publications May 2018
ReFlections Volume 44, September 2018
Explore polygenic risk scores, social engagement and other non-traditional predictors of mortality and morbidity.
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Articles April 2018
Unlocking the Global Potential of Microinsurance and Life Insurance

Low income households have long been considered too impractical to underwrite, but that may be changing. RGA South Africa explores the trends reshaping the emerging market for microinsurance.

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Image of busy street with connection overlay signaling infectious disease transmission
Videos April 2018
Thinking Inside the Box: The Role of a Simple Compartmental Model in Planning for – and Preventing – Epidemics
Can math save your life? Eric Westhus, PhD, Data Scientist, Global Research and Data Analytics thinks so. He uses mathematical models to simulate the spread of infectious diseases and help insurers quantify the risk posed by pandemic tail events. Lear... Read More
Mosquito - Zika
Videos April 2018
Mosquito Blues: A Tiny Fly with a Big Impact on Human Longevity
To better understand how diseases spread through mosquitos, insurers first need to know more about these insects. Eric Westhus, PhD, Data Scientist, Global Research and Data Analytics, specializes in using data to build simulations that reveal how ... Read More
Urbanization in building collage
Videos April 2018
Increasing Urbanization: The Rise of Urban Disorders and Life Insurance Implications
Across the globe, we've given up the tractor for the subway, the open sky for the concrete jungle. Read More
Cairn illustrating longevity
Articles April 2018
Longevity: Risk and Economic Capital Management

Victor Jose Barriga, Chief Actuary, Sucursal en España, and Juan de Ipiña, Director, Business Development, EMEA Global Financial Solutions (GFS), provide a timely look at longevity. Is it time for static mortality tables to be supplemented with more dynamic informati...

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Articles April 2018
Engaging the Insured in In-force Management
The value of a life insurance policy is never more obvious than after receiving benefits from a claim. On the other hand, it can be far more difficult to justify the cost of insurance when a policy reaches maturity without a claim incident and payout. Some consumers may... Read More
Articles April 2018
Defeating the Big Taboo

Is the conservative culture fostered by insurers hindering us from innovating? RGA Italy's Adriano de Matteis urges carriers to learn from companies and sectors that have mastered the art of pursuing a higher purpose. Find the

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Articles April 2018
2017-2018 Flu Season: A Retrospective on Group Insurance Impacts
While there is no doubt the current flu season is breaking records in the worst way, is it really as devastating as what is being reported? An investigation of the group insurance implications of the global spread of this infectious disease. Read More