Saying that long-term disability coverage (LTD) is complex is an understatement. Results vary significantly depending upon underwriting, actuarial and claims management practices. Pricing LTD involves numerous assumptions that can correlate and be influenced by flu... Read More

In this article, we will explore some of the Asian market’s dynamics and key trends, and how insurers are repositioning for the future.

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Is it time for actuaries to broaden their approach to risk? A view of the findings from The Global Risks Report 2017, published by the World Economic Forum (WEF).

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What fuels group disability claims? RGA's latest group insurance survey reveals intriguing contrasts between Canada and U.S. markets.
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Asia Pacific now has the highest number of high net worth (HNW) individuals as well as the highest HNW wealth in the world. To reach this market, carriers must make the process of investment and insurance as effortless as possible; more than half of HNWIs will source in... Read More

Large-scale consolidation among life insurers is well underway across continental Europe. RGA's Paul Sauvé explores the causes and consequence, including the challenge of cross-border transfers. Read More

The rise of “big data” and sweeping technological advances in health and medicine are introducing new investment possibilities and competitive threats in Japan. Fortunately, Japanese life insurers have plenty of experience designing – and combining – solutions to addres... Read More

Squeezed between growing and aging. Pressed on both sides by demands for care and financial resources.... The “sandwich generation” is an apt description for a growing demographic group caring for both young children and elderly parents. It’s also ... Read More

For many, surviving cancer is just the beginning of a long journey of recovery. How can insurers help? RGA Asia's Fang Zhong shares insights.  Read More

Poor disability insurance experience could be linked to a complex web of biological, psychological, and social conditions. RGA shares ways a deeper understanding of claimants could lead to more sustainable, and better, disability cover for more people.   Read More

Liquid biopsies are noninvasive tests that could potentially lead to early detection of cancer by identifying the genetic material cancerous tumors shed into the bloodstream and other bodily fluids. It is now possible to test  for biomarkers such as circulating tum... Read More

Spanish Flu, which emerged a century ago, was possibly the most significant pandemic in human history and an epidemiological event still unparalleled in geographic reach, infectiousness, and virulence. Since then, much has been learned about pandemic influenzas. RG... Read More

Settled assumptions and decades-old business practices are unraveling rapidly in the face of disruptive demographic changes as well as new entrants and ideas in long-term care markets. This article describes new trends and technologies to watch.  Read More

Fraud is one of the constant challenges facing claims professionals around the world. RGA’s 2017 Global Claims Survey reveals this global fraud picture, and our infographic below also illustrates key findings at a glance. 

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In the U.S., the use and abuse of opioids is now a national health crisis. As providers seek to identify interventions to deliver long-term solutions, case managers serve a vital role. The ROSE^® Opioid Use Disorder Case Management Guide is available f...

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The 2017 enrollment season for U.S. healthcare benefits may have drawn to a close, but the trend to shift employees to online health insurance marketplaces is just getting started – particularly among smaller employers.  Carriers now have an opportunity to dev... Read More

Same old claims? Not anymore. Today, life and AD&D claims reviews can resemble detective stories, and the humble death certificate can provide essential evidence for the case file. This article demystifies the fascinating world of forensic claims. 

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On May 26, 2017 the World Health Organization (WHO) adopted a resolution that recognized sepsis as a global health priority, pledged to improve its prevention, diagnosis, and management, and made a number of recommendations to reduce its global burden.¹&nb...

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To meet the challenges of tomorrow, health insurers must focus on creating solutions for today. This starts by establishing a firm grounding in the local healthcare landscape. 

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A Case Study: A 43-year-old male nonsmoker applicant with ESKD received a kidney in 2008 from a living donor. The Panel Reactive Antibody (PRA) score was low. The cause of the ESKD was an unknown primary kidney disease.

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