RGA has conducted a global benchmarking survey of U.S. group medical underwriting practices since 2015. An update across 25 major group carriers reveals an industry rapidly automating, accelerating, and digitizing. Read More

In recent years, a substance known as kratom has grown in popularity in the U.S. and the U.K. as it is easy to purchase online and advertised as a ‘legal high.’ RGA's Hilary Henly explores the consumption, regulation, and risk of this increasingly popular plant-based...

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Survival for infected individuals continues to improve as newer, less toxic drugs and simpler one-tablet daily regimens are increasingly available. RGA's Hilary Henly explores what underwriters need to know about HIV in part one of a two part series. Read More

RGA's Dr. Linhui Dong examines the future of fighting fraud and how predictive analytics can play a role in protecting insurers and consumers. Read about how leveraging the latest technologies can provide a strong defense. Read More

Life underwriting professionals are experiencing a paradigm shift in modus operandi, driven by the introduction of automation initiatives. Multiple consulting studies and analyses indicate that automation in underwriting is a valid business need. The coevolution of h...

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Contact  RGA's research team to learn more about the rise of chronic and non-communicable disease linked to lifestyle behaviors, and mortality risk. 

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Explore chronic pain, Alzheimer’s, the influenza vaccine and more.
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Contact RGA's global support tea...

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This is the first installment in a two-part series of articles about rising health care costs and digital technology’s potential for developing a solution. Part I outlines major causes of medical inflation; Part II will explore digital approaches to addr...

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Carriers are shifting focus from developing and launching an accelerated underwriting program to employing strategies to more effectively monitor and manage such an initiative. RGA's Taylor Pickett and Ryan LaMar Holt explore important actuarial considerations in the So... Read More

There is no single tool capable of defeating insurance fraud. In a wide-ranging paper and guide, RGA shares insights into fraud detection and prevention trends, techniques, and technologies at the RGA Fraud Conference. Insurers must be proactive and prepared to adapt...

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Contact RGA's research team to learn more about data science, predictive analytics, and insurance.  

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As personally identifiable information proliferates and life carriers digitize, fraud is an ever-present and growing risk. In a candid interview, representatives from LIMRA and LOMA preview their upcoming presentation for the RGA Fraud Conference.&... Read More

Interested in learning more about social media and insurance? Contact us. And don't forget to follow RGA on 

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RGA South Africa shares nine group disability pricing fallacies that can lead to problems. While the pressure to remain competitive is a reality,  the industry should guard against unconscious bias and motivated reasoning. Contact  Read More

RGA's  K. S. Gopalakrishnan explores the lost art of listening to the voice of the customer and shares advice for life insurers seeking to sort the signal from the noise. Read More

Data and analytics are transforming insurance. From risk selection to product design, the opportunities to improve the insurance process are nearly endless, but all require policyholders to part with personal data and therefore demand a deep level of trust from doubtful... Read More

The need to make predictions in the life insurance space is nothing new – predicting future mortality trends is the very basis of life insurance risk assessment, after all. RGA's Richard Xu explores the role of data science and innovation in prediction. 
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