Urban environment with graphic of maze
Articles January 2020
Part I: A How-To Guide for Clients Navigating the Maze of Pharmacy Benefit Managers
In the war against high prescription drug costs, the pharmacy benefit manager might be your most powerful ally. Barbara Tomlin explains why in  Read More
Articles January 2020
Today's Challenges in Infectious Disease
Infectious diseases continue to be a topic of great concern for medical professionals, researchers, public health officials, and insurers. RGA interviews Michael T. Osterholm, Ph.D., MPH, a global expert in infectious disease epidemiology, regarding current and evolving... Read More
Use of mobile devices and digital health data
Articles January 2020
Electronic Health Records vs. Attending Physician Statements
Jennifer Thoreson, R.N., AALU, Executive Director, Underwriting Services, U.S. Mortality Markets, RGA, provides a comprehensive overview of the current state of EHRs, how EHRs now compare with attending physician statements, and the benefits and challenges both bring to... Read More
weight scale and stethoscope
Articles January 2020
New Developments in Cardiorenal Protection in Type 2 Diabetes Mellitus
Dr. Karneen Tam, Medical Consultant, RGA Asia Pacific, provides an in-depth discussion on cardiovascular and kidney complications related to diabetes mellitus and the mitigating effects of newer classes of medication in ReFlections.   Read More
Women Leadership - a professional woman speaks to a group
Articles January 2020
Opinion: Leadership — Instituting Greater Inclusion in the Workplace
It’s challenging to institute change in the workplace, but a strategic approach can help improve your chances of success. RGA's Janell Lobdell shares lessons from her career in The Actua... Read More
Articles January 2020
Employee Engagement Fuels Data-Driven Pricing in Group Insurance

In the second article in a three-part series, RGA International’s Anil Sanwal explores industry trends in group insurance and outlines the advantages of partnering with employers to increase employee understanding of benefits (insuranc...

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Publications January 2020
ReFlections Volume 49, January 2020
Explore diabetes-related cardiovascular and kidney complications, digital health data, infectious disease, and more.
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Crystal Ball graphic
Articles December 2019
A Look Inside the Crystal Ball: Seven Predictions About the Future of Insurance

As global population pyramids invert, governments will strain to meet growing protection needs and dependency burdens. RGA's Tim Rozar takes a look Inside th...

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Critical Illness Infographic Image
Articles December 2019
Critical Illness Underwriting Practices for Employer Groups
RGA surveyed group insurers on critical illness practices. The findings were intriguing.
 
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Opioid abuse with image clutching glass of water taking a pill
Research and White Papers December 2019
Opioid Misuse and Mortality Risk
  • Opioid-related overdose mortality has steadily increased for people with all levels of education since 2005.
  • Heroin and synthetic opioids caused a surge in opioid-related overdose deaths from 2012 to 2017.
  • The relative potency of opioids prescrib...
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Fraud Red Flag - Long-nosed liar icons in flag
Articles December 2019
Don't Ignore Fraud's Red Flags: The Key to Fighting Fraud is Preventing It
In this fourth and final article in RGA’s Fraud Series for ON THE RISK (OTR), RGA's Colin DeForge and Danielle Storts provide key tips for underwriters to recognize the red flags that signal fraud. As the first line of defense, underwriters serve a crucial role... Read More
Cannabis material
Articles December 2019
Underwriting Marijuana Risk: A New Era

How changes in legislation may affect disclosures by applicants regarding their use of cannabis. RGA's Hilary Henly explores the considerations in On the Risk

 
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Videos December 2019
Liquid Biopsies
Fact, Fiction, or Both? Read More
Coinsurance double exposure of handshake and businesspeople
Articles December 2019
Why Coinsurance?

Insurers are entering into coinsurance treaties with reinsurers in markets around the world to help them mitigate asset and liability risks. In 

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Articles December 2019
Dynamic Risk Pricing: The Future of Group Insurance

When it comes to risk pricing in group insurance, many carriers are relying on similar rating factors and arriving at the same indistinguishable price quotes. Unable to differentiate product offerings, carriers face a future of highly saturated, low-growth markets an...

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A female business figure leads a group in an overhead illustration
Articles November 2019
Women in Leadership: Three Perspectives from RGA

Is leadership more about EQ (emotion quotient) than IQ? RGA’s Nimmie Veerappen thinks so, and makes a powerful case that leadership skills are not innate b...

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Fourth industrial revolution
Articles November 2019
Insurance 4.0: Six Winning Strategies in the Fourth Industrial Revolution
In Digital InsuranceRGA's Dan Lyons discusses the rise of a fourth industrial revolution an... Read More
Articles November 2019
RGA Global Bancassurance Products by Profitability: Highlights At-a-Glance

Bancassurance is a dominant global distribution channel for life insurance sales. RGA recently conducted a survey in 18 markets around the world to better understand ...

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Doctor consulting with patient
Articles November 2019
Living with Cancer: Is this Critical Illness the New Chronic Disease?

A half century ago, surviving cancer, even when detected early, was relatively rare; today, medical advances make survival much more likely, and the need for critical illness coverage much more apparent. To better understand the cancer survivor’s journey...

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Newton holding the apple along with formulas
Articles November 2019
Insurance Innovation: Six Steps to Success
Successful product innovation does not happen in an instant. It requires a thorough process – from observation and conception through testing and execution – and demands that the insurer devote the time and resources necessary to see that process through. RGA shares a c... Read More