Sprinting runner jumps off the block
Articles October 2019
How to Accelerate Life Insurance Innovation: A look inside RGAX’s Life Design Sprints
With Life Design Sprints, RGAX is changing the insurance industry’s approach to innovation. Participants must reach outside their comfort zones in a highly productive, creative environment aimed at generating impactful ideas and delivering real results.  Read More
Image of woman evaluating mortality records
Articles September 2019
Global Claims Views: Suicide and Claims Challenges
As claims professionals, we are frequently reminded of the stark reality of suicide. In our first article published in March 2019, “ Read More
Image of busy street
Articles September 2019
Global Claims Views: Suicide Prevention Initiatives
As claims professionals, we are frequently reminded of the stark reality of suicide. In “ Suicide Trends and Risk Factors,” R... Read More
Mountain climber at a peak
Articles September 2019
Opinion: Thoughts on Leadership - Failing to Prepare Is Preparing to Fail
Is preparation the key to success? RGA's Olav Cuiper thinks so. In EMEA Quarterly, he shares some advice that comes from experience.                  ... Read More
View of pier facing lake at sunset
Research and White Papers September 2019
Update: Unnatural Cause of Death Experience Study

RGA updated a 2015 analysis of World Health Organization (WHO) mortality data to develop a thorough analysis of cause...

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Articles September 2019
Coming of Age: How life insurers can cater to millennials as they become the largest living adult generation

Millennials are less likely than other age groups to know how much life insurance they need, let alone what type to buy, and are likely to assume the cost is far more than the actual cost. RGA's Ronald Poon-Affat explores the influence of a demographic group 

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Articles September 2019
The Elusive Universal Influenza Vaccine – Are We Any Closer?

Insurers are susceptible to fluctuations in mortality experience due to varying severity of seasonal influenza from year to year. This report will update the reader on the recent developments in the quest to develop the world’s first universal flu vaccine and how thi...

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Puzzle pieces and Cognitive decline
Articles September 2019
The Changing Face of Alzheimer's Disease: Current Knowledge, Areas of Research Interests, Drug Development

Alzheimer’s disease (AD) was first described over a century ago, but it may be time to re-evaluate this devastating disease, look at possible etiologies and focus research in different areas. RGA's Dr. Lisa Duckett shares current research into prevention and treatmen...

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image of kneepain with image of knee superimposed over human figure
Articles September 2019
Part II: Proposed New Classification and Nomenclature for Chronic Pain

These pain syndromes are conditions related to other diseases, which are the underlying cause(s) of the pain presented. The proposed new ICD-11 codes become relevant as a co-diagnosis when pain issues warrant specific care; that is, when persistent pain becomes a pro...

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Streak of light showing speed with data in graphic collage
Articles September 2019
Data Driven: RGA Group Life and Long-Term Disability (LTD) Medical Underwriting Practices
RGA has conducted a global benchmarking survey of U.S. group medical underwriting practices since 2015. An update across 25 major group carriers reveals an industry rapidly automating, accelerating, and digitizing. Read More
Kratom in pills or loose
Research and White Papers September 2019
Kratom: The New Opioid?

In recent years, a substance known as kratom has grown in popularity in the U.S. and the U.K. as it is easy to purchase online and advertised as a ‘legal high.’ RGA's Hilary Henly explores the consumption, regulation, and risk of this increasingly popular plant-based...

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HIV Finger Stick Blood Test
Research and White Papers September 2019
The HIV/AIDS Epidemic – What’s New (Part I)
Survival for infected individuals continues to improve as newer, less toxic drugs and simpler one-tablet daily regimens are increasingly available. RGA's Hilary Henly explores what underwriters need to know about HIV in part one of a two part series. Read More
Digital fraud and lock over silicon chip
Articles September 2019
Fighting Fraud Today and Tomorrow: Data-Driven Detection for Life Insurance
RGA's Dr. Linhui Dong examines the future of fighting fraud and how predictive analytics can play a role in protecting insurers and consumers. Read about how leveraging the latest technologies can provide a strong defense. Read More
Articles September 2019
Art or Science? Cultivating the Next Generation of Underwriting Talent Holds the Key

Life underwriting professionals are experiencing a paradigm shift in modus operandi, driven by the introduction of automation initiatives. Multiple consulting studies and analyses indicate that automation in underwriting is a valid business need. The coevolution of h...

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Lifestyle Mortality
Videos September 2019
Lifestyle-Related Mortality

Contact  RGA's research team to learn more about the rise of chronic and non-communicable disease linked to lifestyle behaviors, and mortality risk. 

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Individual being swabbed for genetic test
Articles September 2019
Polygenic Risk Scores: Quantifying the Inheritability of Common Diseases
Large-scale cohort studies such as the UK Biobank are helping scientists build powerful prognostic models for a number of diseases, including breast cancer and coronary artery disease, and hastening the development of a new tool for quantifying the inheritability o...
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Alzheimer's disease, Amyloid plaques aggregates, 3d illustration
Publications September 2019
ReFlections Volume 48, September 2019
Explore chronic pain, Alzheimer’s, the influenza vaccine and more.
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Stethoscope placement over wallet
Articles August 2019
Digital Healthcare and Taming Medical Inflation Part I: A global problem, but is there a global solution?

This is the first installment in a two-part series of articles about rising health care costs and digital technology’s potential for developing a solution. Part I outlines major causes of medical inflation; Part II will explore digital approaches to addr...

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Articles August 2019
Accelerated Underwriting: Checking the Gauges
Carriers are shifting focus from developing and launching an accelerated underwriting program to employing strategies to more effectively monitor and manage such an initiative. RGA's Taylor Pickett and Ryan LaMar Holt explore important actuarial considerations in the So... Read More