Skyline of Warsaw, Poland
Articles December 2018
Evolution and Revolution: Changing Perceptions of Life Insurance in Central and Eastern Europe

RGA offers a thoughtful look at the future of the rapidly changing markets of Central and Eastern Europe. Based in Warsaw, RGA CEE...

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Acceleration: woman manipulating digital interface
Articles December 2018
Trends Point to an Accelerated Future for Risk Selection

As insurers develop accelerated underwriting programs and take steps toward more efficient processes, lower costs, and a streamlined customer experience, innovations across the insurance industry are helping to improve 

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Articles December 2018
Insurance and India's Digital Transformation
India’s life and health markets continue to be vibrant with potential as well as challenges. Mr K.S. Gopalakrishnan of RGA India, looks at the current and future while evaluating the growing role of digital. RGA is the 2017 and 2018 winner for Life... Read More
Family running in park with kite
Articles December 2018
Opinion: Insuring happiness - Behavioral Science, Marketing and Insurance
Concepts such as happiness and pleasure and how they are seen through the lens of behavioural economics are emerging as increasingly important for life insurers looking for ways to innovate their products and services. RGA Global Reinsurance – Escritório de Representaçã... Read More
Well controlled diabetes: diabetic management tools monitor, apple and shoes
Articles December 2018
Product Development: Expanding Life Insurance for Diabetics
As the number of diabetics continues to grow worldwide, how can life and health insurers cover more of this population? RGA's Dan Lyons and Neill Muller offer a cogent analysis. As a global reinsurer, RGA has a thorough understanding of diabetes-related products current... Read More
Path to a distant lighthouse
Articles December 2018
New Path to Success in Self-Funded Group Insurance

For insurers and HMOs looking to enter the self-insurance market, the road ahead may appear daunting, but a new solution from RGA can help pave the way.

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Illustration of human body made of connecting nodes
Articles December 2018
The Digital Future of Health Insurance
With so many variables and so many opportunities, many different digital paths await a new generation of trailblazers. Health insurers need to start taking the first steps toward digitization now. Read More
Hungry child eying fast food
Articles December 2018
A "Starving" Policyholder: A New Approach to the Old Problem of Innovation
When it comes to innovation, are insurers ignoring the obvious – and failing to meet clients true needs?  Read More
Articles November 2018
Is the Fault of the Flu in Our Stars… or Ourselves? A Call for Greater Vaccinations against Influenza ​
The word “influenza” comes from the Italian for influence of the stars and dates to the early Middle Ages, at a time when most of us still looked to the skies for solutions. RGA provides a compelling call to action in Read More
Thinking differently: orange within an apple
Articles November 2018
No, Really ... Underwriting Is Undergoing an Actual Paradigm Shift
Automatic or "e" underwriting tools and rules emerged, helping to improve straight-through processing. But, by and large, the process of risk selection and underwriting has remained unchanged. Same paradigm. No shift. Read More
Research and White Papers November 2018
Past, Present and Future of Risk Factors: The History of Life Insurance Risk Assessment
Actuarial science and the assessment of mortality risk has evolved slowly over the past few centuries. This is all set to change. Exponential growth of data coupled with massive increases in computer processing power are accelerating the ability of insurers to understan... Read More
Actuarial Fraud Investigation
Articles November 2018
Shades of Fraud: An Actuary’s Call for Others to Join the Fight against Fraud
From faked deaths to real murder, cash-strapped policyholders, con artists and unscrupulous agents can go to extraordinary lengths in pursuit of a fraudulent life insurance payout. Hear from RGA's Kathryn Cox, SVP, Business Development, U.S. Mortality Markets, on what a... Read More
Illustration of anchor being carried away by a balloon
Articles November 2018
Don’t Just Follow Trends, Anchor Them in Your Business Model
For a long time, the industry has stressed that you have to innovate or die, but that doesn’t mean that you have to do everything yourself. For many insurers, innovation has proved to be difficult and costly. RGA's Olav Cupier discusses the power of data, technology, an... Read More
Illustration of open door with pathway to a new world
Articles November 2018
Brave new world: Traditional insurance companies can learn a lot from insurtechs
From the point of view of insurance incumbents, the grass does look awfully green for insurtechs – companies that use technology to improve insurance industry efficiency and lower its costs. Read More
Research and White Papers November 2018
Digital Distribution Strategy Survey: 2018 Pulse of the Industry

Digital innovation within insurance distribution is moving at a rapid pace. This report features telling insights from survey respondents on how they currently engage with digital marketing tools, partners, and vendors. RGA's rLinkage is an insurtech solution tailore...

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Articles November 2018
Nomadic Claims: The Rubik’s Cube of Life Insurance Fraud

Like a Rubik’s Cube, investigating a claim from a nomadic group member is complex and has many sides – from the manner of acquiring insurance through the claims process. For new claims examiners especially, the webs of deceit can be so intricate that they are very di...

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Articles November 2018
Case Management: How to Save $2 Million - 5 Tips for Cutting Specialty Pharmacy Costs

The costs of specialty pharmacy medications have exploded and are rapidly approaching half of overall medicine spending. RGA's ROSE® Consulting Group shares five quick tips to help case managers better manage costs and medical outcomes. This article w...

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Articles November 2018
The Impact of the Opioid Crisis on Claims
How can Accidental Death and Disability (AD&D) claim analysts make decisions as they review complex, drug-abuse-related mortality? RGA's Elaine Hughes suggests assessing the totality of the facts and circumstances surrounding the claim. Read More
Articles October 2018
Cannabody: The Insurer's Quick Reference Guide to Recreational Cannabis Use
Curious about the effects of recreational cannabis use on the human body? RGA South Africa produced a quick reference guide for insurers.  Read More
Image of interconnected devices and artifical intelligence
Articles October 2018
Wired to Underwrite: Artificial Intelligence and Underwriting

Can machines learn? RGA Senior Data Scientist Dr. Dihui Lai thinks so, and he should know. Lai unveiled an RGA-developed “AI-Augmented” underwriting system at the 

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