Individual being swabbed for genetic test
Articles September 2019
Polygenic Risk Scores: Quantifying the Inheritability of Common Diseases
Large-scale cohort studies such as the UK Biobank are helping scientists build powerful prognostic models for a number of diseases, including breast cancer and coronary artery disease, and hastening the development of a new tool for quantifying the inheritability o...
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Alzheimer's disease, Amyloid plaques aggregates, 3d illustration
Publications September 2019
ReFlections Volume 48, September 2019
Explore chronic pain, Alzheimer’s, the influenza vaccine and more.
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Stethoscope placement over wallet
Articles August 2019
Digital Healthcare and Taming Medical Inflation Part I: A global problem, but is there a global solution?

This is the first installment in a two-part series of articles about rising health care costs and digital technology’s potential for developing a solution. Part I outlines major causes of medical inflation; Part II will explore digital approaches to addr...

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Articles August 2019
Accelerated Underwriting: Checking the Gauges
Carriers are shifting focus from developing and launching an accelerated underwriting program to employing strategies to more effectively monitor and manage such an initiative. RGA's Taylor Pickett and Ryan LaMar Holt explore important actuarial considerations in the So... Read More
eye on fraud and digital fingerprint
Research and White Papers August 2019
Life and Health Insurance Fraud: An Industry Overview

There is no single tool capable of defeating insurance fraud. In a wide-ranging paper and guide, RGA shares insights into fraud detection and prevention trends, techniques, and technologies at the RGA Fraud Conference. Insurers must be proactive and prepared to adapt...

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Chessboard
Articles August 2019
Stalemate to Checkmate: New Data and Multivariate Methods Transform E-underwriting
The pressure is on for carriers to provide the best customer experience, while implementing consistent, comprehensive and accurate underwriting policies.  Advanced e-underwriting systems can help insurers respond.
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Videos August 2019
How to Get Real Results in Predictive Analytics

Contact RGA's research team to learn more about data science, predictive analytics, and insurance.  

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Digital fraud: illustration of data loss
Articles July 2019
Combating Life Insurance Fraud in a Digital World
As personally identifiable information proliferates and life carriers digitize, fraud is an ever-present and growing risk. In a candid interview, representatives from LIMRA and LOMA preview their upcoming presentation for the RGA Fraud Conference.&... Read More
Typist with social media figures superimposed
Articles July 2019
Social Mania: The Impact of Likes, Posts, and Swipes on Insurance

Interested in learning more about social media and insurance? Contact us. And don't forget to follow RGA on 

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Articles July 2019
Fudge: Bias in Group Pricing in South Africa
RGA South Africa shares nine group disability pricing fallacies that can lead to problems. While the pressure to remain competitive is a reality,  the industry should guard against unconscious bias and motivated reasoning. Contact  Read More
Consumers clutching symbols of preferences
Articles July 2019
The Listening Cure: Understanding the Customer Requires Open Ears – and an Open Mind
RGA's  K. S. Gopalakrishnan explores the lost art of listening to the voice of the customer and shares advice for life insurers seeking to sort the signal from the noise. Read More
Child leaps to waiting father holding out hands to catch him
Articles July 2019
Trust Us? Innovation, Transparency, and Trust in the New Age of Digital Insurance
Data and analytics are transforming insurance. From risk selection to product design, the opportunities to improve the insurance process are nearly endless, but all require policyholders to part with personal data and therefore demand a deep level of trust from doubtful... Read More
Articles June 2019
Getting Up to Speed: Best Practices in Data Science
The need to make predictions in the life insurance space is nothing new – predicting future mortality trends is the very basis of life insurance risk assessment, after all. RGA's Richard Xu explores the role of data science and innovation in prediction. 
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Wealth and Longevity: Coins are the soil showing a shoot of growth
Articles June 2019
High Net Worth Individuals - Part II
The high net worth (HNW) population largely has better mortality than the general population. RGA's Hilary Henly explores the ways HNW individuals are seeking to extend longevity through cancer screening, genetic testing and advanced medical care. She also discusses the... Read More
Woman and man operate smartphone apps
Articles June 2019
The WhatsApp Insurance Revolution: It’s Here!
RGA's Jean-Louis Fourie takes readers on a whirlwind tour of WhatsApp’s coming of age and its potential application to the insurance customer journey.  Read More
Globe with interconnection
Articles June 2019
Data-Driven Innovation in Life and Health Insurance
RGA's Marc Sofer, Head of Data and Strategic Analytics, Asian Markets, discusses how the newest data sets, together with existing data and novel analytics, are impacting the industry’s growth and development.   Read More
Business meeting in the Mexico City Office
Articles June 2019
Health Plan Participation in the Employer Stop Loss Market

As health plans look for opportunities to grow their business, many see employer stop-loss as an opportunity.

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Older age person around a table
Research and White Papers May 2019
Applying Non-traditional Risk Factors in a Traditional Industry

The frailty index (FI) holds a robust and consistent correlation with mortality and morbidity and is a stronger predictor of mortality than chronological age. Frailty status may be a promising risk factor to add into the underwriting mix, particularly for disability ...

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