As global population pyramids invert, governments will strain to meet growing protection needs and dependency burdens. RGA's Tim Rozar takes a look Inside th...
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How changes in legislation may affect disclosures by applicants regarding their use of cannabis. RGA's Hilary Henly explores the considerations in On the Risk.
Insurers are entering into coinsurance treaties with reinsurers in markets around the world to help them mitigate asset and liability risks. In
When it comes to risk pricing in group insurance, many carriers are relying on similar rating factors and arriving at the same indistinguishable price quotes. Unable to differentiate product offerings, carriers face a future of highly saturated, low-growth markets an...
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Is leadership more about EQ (emotion quotient) than IQ? RGA’s Nimmie Veerappen thinks so, and makes a powerful case that leadership skills are not innate b...
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A half century ago, surviving cancer, even when detected early, was relatively rare; today, medical advances make survival much more likely, and the need for critical illness coverage much more apparent. To better understand the cancer survivor’s journey...
In today's saturated group insurance market, freelance or "gig" workers represent an underserved segment. Yet how can insurers create employee benefit-style plans for gig workers that meet both workers’ needs and their own value propositions? And how can these ...
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Today over 60% of all the employers in the U.S. self-insure their employee medical benefits, and the self-insurance rate is poised to grow even more. Among the options, employer stop loss (ESL) insurance has proven particularly attractive. RGA's Dave Sipprell&nb...
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Allergen-specific immunotherapies (AITs), which offer relief for some classes of allergies, are increasingly becoming a preferred treatment option. However, these treatments can be challenging to review and assess from the insurance perspective. This brief offers hel...
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