In today's saturated group insurance market,  freelance or "gig" workers represent an underserved segment. Yet how can insurers create employee benefit-style plans for gig workers that meet both workers’ needs and their own value propositions? And how can these ...

Today over 60% of all the employers in the U.S. self-insure their employee medical benefits, and the self-insurance rate is poised to grow even more. Among the options, employer stop loss (ESL) insurance has proven particularly attractive. RGA's Dave Sipprell&nb...

Allergen-specific immunotherapies (AITs), which offer relief for some classes of allergies, are increasingly becoming a preferred treatment option. However, these treatments can be challenging to review and assess from the insurance perspective. This brief offers hel...

RGA's Brad Lipic, Vice President, Head of Data Strategy, Global Research and Data Analytics, investigates the changing world of data privacy amid growing public concern about misuse and theft of personal information. Contact Brad to learn how our data strat...

Get a first-person view of the unfolding opioid epidemic from a physician who lived it. She recounts her experiences attempting to treat pain, while preventing addiction, and draws lessons for insurers.

This SALT/RGA survey suggests that cultivating a workplace culture that fosters individual growth and team success confers a competitive advantage. Claims staff who want to share their company pride and confidence in the value of their work create the best marketing ...

RGA’s surveys and distribution research reveals that bancassurance is largely driven by r...

RGA updated a 2015 analysis of World Health Organization (WHO) mortality data to develop a thorough analysis of cause...

Millennials are less likely than other age groups to know how much life insurance they need, let alone what type to buy, and are likely to assume the cost is far more than the actual cost. RGA's Ronald Poon-Affat explores the influence of a demographic group 

Insurers are susceptible to fluctuations in mortality experience due to varying severity of seasonal influenza from year to year. This report will update the reader on the recent developments in the quest to develop the world’s first universal flu vaccine and how thi...

Alzheimer’s disease (AD) was first described over a century ago, but it may be time to re-evaluate this devastating disease, look at possible etiologies and focus research in different areas. RGA's Dr. Lisa Duckett shares current research into prevention and treatmen...

These pain syndromes are conditions related to other diseases, which are the underlying cause(s) of the pain presented. The proposed new ICD-11 codes become relevant as a co-diagnosis when pain issues warrant specific care; that is, when persistent pain becomes a pro...