Research and White Papers February 2020
The HIV/AIDS Epidemic – What’s New? Pre-exposure Prophylaxis (Part II)

While there is yet no HIV vaccine, a small blue pill can prevent HIV transmission. RGA explores the power of PrEP (pre-exposure prophylaxis) as an effective prevention strategy, as well as potential risks, protocols, and barriers to greater use.

Read More
Woman working at computer screen, performing analysis
Videos February 2020
Understanding the Evolution of Underwriting

Dianne Schuetz, Vice President of Business Initiatives for U.S. Markets, discusses RGA’s underwriting evolution and new tools created to propel our journey forward. Contact us at CMSTeam@rgare.com to learn mor...

Read More
Collage with hand with a vial of vaccine
Articles January 2020
Part II: Picking the Right Pharmacy Benefit Manager Can Lower Prescription Drug Costs
Is your pharmacy benefit manager keeping the best interests of the plan’s members in mind? RGA’s Barbara Tomlin discusses how to identify whether a PBM is performing in  Read More
DRG: Image of doctor's office with medical coding
Articles January 2020
The Anatomy of the DRG System in Healthcare Part 1: Structure, Risk Measurement, Ratemaking, and the Grouper Algorithm
In a two-part series, RGA's Ashley Moheeput of RGA Middle East explores the basics of diagnosis related groups, or DRGs, and governance and risk mitigation approaches to maximize success. Curious?  Read More
Image of analyst evaluating metrics
Articles January 2020
Data Analytics Strategy Development: Five Building Blocks to Change

RGA surveyed 10 major multinational life and health insurers to learn how they are developing and implementing data analytics and identified five building blocks that define emerging data analytics programs. RGA conducts global surveys on many industry topics to prov...

Read More
Collage of  workers in partnership
Articles January 2020
Developing a Digital Insurance Ecosystem: Why Group Insurers Must Partner to Survive

In the final installment in a three-part series, RGA International’s Anil Sanwal explores industry trends in group insurance and argues for developing a network of partner companies to build digital platforms that improve communic...

Read More
Asian financial analysis at computer screens
Articles January 2020
Online + Offline = Potential For Better Engagement
Better known as Online Merge with Offline, OMO strategies combine interactive technologies with traditional retail frameworks to strengthen the overall life insurance consumer experience. In Hoken Mainichi, Kazunori Hashida of RGA Japan and Chandra Reddy o... Read More
Chef cooking stirfry
Articles January 2020
Cooking Up a Successful Cross-Cultural Career
Hungry for career success? RGA's Soo Meng-Foo cooks up some compelling recommendations for anyone entering the insurance industry. This article won recognition at the Leaders of Tomorrow competition during the  Read More
Rainbow breaks through clouds
Articles January 2020
PEPPs: New Opportunities on the Horizon?

The popularity of defined benefits is waning among European consumers. As many as 25% or more of Europeans between ages 25 and 59 are not enrolled in a pension plan. Asset managers, insurers, banks and even pension funds are searching for options to complement e...

Read More
Urban environment with graphic of maze
Articles January 2020
Part I: A How-To Guide for Clients Navigating the Maze of Pharmacy Benefit Managers
In the war against high prescription drug costs, the pharmacy benefit manager might be your most powerful ally. Barbara Tomlin explains why in  Read More
Articles January 2020
Today's Challenges in Infectious Disease
Infectious diseases continue to be a topic of great concern for medical professionals, researchers, public health officials, and insurers. RGA interviews Michael T. Osterholm, Ph.D., MPH, a global expert in infectious disease epidemiology, regarding current and evolving... Read More
Use of mobile devices and digital health data
Articles January 2020
Electronic Health Records vs. Attending Physician Statements
Jennifer Thoreson, R.N., AALU, Executive Director, Underwriting Services, U.S. Mortality Markets, RGA, provides a comprehensive overview of the current state of EHRs, how EHRs now compare with attending physician statements, and the benefits and challenges both bring to... Read More
weight scale and stethoscope
Articles January 2020
New Developments in Cardiorenal Protection in Type 2 Diabetes Mellitus
Dr. Karneen Tam, Medical Consultant, RGA Asia Pacific, provides an in-depth discussion on cardiovascular and kidney complications related to diabetes mellitus and the mitigating effects of newer classes of medication in ReFlections.   Read More
Women Leadership - a professional woman speaks to a group
Articles January 2020
Opinion: Leadership — Instituting Greater Inclusion in the Workplace
It’s challenging to institute change in the workplace, but a strategic approach can help improve your chances of success. RGA's Janell Lobdell shares lessons from her career in The Actua... Read More
Articles January 2020
Employee Engagement Fuels Data-Driven Pricing in Group Insurance

In the second article in a three-part series, RGA International’s Anil Sanwal explores industry trends in group insurance and outlines the advantages of partnering with employers to increase employee understanding of benefits (insuranc...

Read More
Publications January 2020
ReFlections Volume 49, January 2020
Explore diabetes-related cardiovascular and kidney complications, digital health data, infectious disease, and more.
Read More
Crystal Ball graphic
Articles December 2019
A Look Inside the Crystal Ball: Seven Predictions About the Future of Insurance

As global population pyramids invert, governments will strain to meet growing protection needs and dependency burdens. RGA's Tim Rozar takes a look Inside th...

Read More
Critical Illness Infographic Image
Articles December 2019
Critical Illness Underwriting Practices for Employer Groups
RGA surveyed group insurers on critical illness practices. The findings were intriguing.
 
Read More
Opioid abuse with image clutching glass of water taking a pill
Research and White Papers December 2019
Opioid Misuse and Mortality Risk
  • Opioid-related overdose mortality has steadily increased for people with all levels of education since 2005.
  • Heroin and synthetic opioids caused a surge in opioid-related overdose deaths from 2012 to 2017.
  • The relative potency of opioids prescrib...
Read More
Fraud Red Flag - Long-nosed liar icons in flag
Articles December 2019
Don't Ignore Fraud's Red Flags: The Key to Fighting Fraud is Preventing It
In this fourth and final article in RGA’s Fraud Series for ON THE RISK (OTR), RGA's Colin DeForge and Danielle Storts provide key tips for underwriters to recognize the red flags that signal fraud. As the first line of defense, underwriters serve a crucial role... Read More