Vaping man
Articles October 2020
Today's Vapers, Tomorrow's Smokers?
A cloud of uncertainty? In ReFlections, RGA's Hilary Henly, investigates growing use of e-cigarettes and the practice of vaping among the young and exposes adverse health effects, unknown risk, and the increased potential for long-term dependence. Read More
Image of cannabis
Articles October 2020
Cannabis – A Complex and Rapidly Evolving Landscape
Is cannabis ready for prime time? Some believe it might be a universal remedy – the new super-drug and an alternative to opioids for the treatment of chronic pain. Others are skeptical. In ReFlections, RGA's Dr. Georgiana Willwerth-Pasc... Read More
Articles October 2020
A Race to Digitize: RGA's 2020 Group Insurance Open Enrollment Market Practices Survey

Digitization has consequences, from additional tracking to growing interest in non-traditional products, and yet many of the factors that contribute to a successful Open Enrollment process remain the same.

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Elderly woman and young caregiver enjoy breakfast
Articles October 2020
Unburdening Caregivers: New Benefits, Apps, and Services Emerge to Address an Eldercare Crisis

From expanded leave to telemedicine services and insurtech apps, a range of insurance innovations are emerging to address an urgent need of an overburdened and shrinking pool of unpaid caregivers for the elderly. Insurers have a unique opportunity to help bridge this...

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Collage of dollars and stethoscope
Articles September 2020
COVID-19 Brief: Pandemic's impact on healthcare claims costs and setting premium rates
RGA's Simon Dreyer considers the driving factors of changes in healthcare claims costs amid the pandemic, and the challenges these changes pose in determining appropriate and fair future premium rates. Read More
Collage of world and data and urban skyline
Articles September 2020
COVID-19 Brief: The role of data science, technology, and AI in infectious disease tracking
Do big data, innovations in technology, and AI offer new hope in pre-empting, preventing, and combating the threats of infectious disease outbreaks? RGA's Dr. Heather Lund provides an overview of the latest innovations used to fight the novel coronavirus. Read More
Surfing image with yellow board
Articles September 2020
Learning to Surf

RGA's Gaston Nossiter shares four lessons that can ...

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Man manipulating a smartphone
Articles September 2020
10 Steps to Launching a Digital Insurance Product
Digital transformation remains new territory for insurers in Mexico, but new product innovation introduced this year may be changing that – while also addressing a critical coverage need for an underserved population. Read More
Illustration of a single COVID-19 molecule
Videos September 2020
The Evolution of the Actuary in a World of Automated Machine Learning

Curious about RGA's research? Contact us to learn more. 

This video was a keynote presentation developed for the ac...

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Fatigue with exhausted nurse
Articles September 2020
Global Claims Views: Claims Management Principles in the Evaluation of Disability for Post-COVID-19 Fatigue Claims

Reports are growing of COVID-19-related fatigue that lingers long after recovery. RGA's Marilda Kotze shares a practical step-by-step guide to disability claims assessment for these complex cases, from the initial adjudication to ongoing management. Specialists and a...

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Individual taking a bite out of a burger
Research and White Papers September 2020
Obesity: A Silent Pandemic

Millions of overweight and obese individuals are at increased risk of non-communicable diseases and early mortality than the non-obese. RGA's Hilary Henly explores what insurers need to know about the consequences of rising obesity rates and dietary trends across the...

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Image of a hand emerging from smoke with vape pen
Publications September 2020
ReFlections Volume 51, September 2020
Evaluate the complex topics of cannabis, e-cigarettes, and herd immunity.
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Globe with interconnecting nodes
Research and White Papers September 2020
Claims Fraud, Abuse, and Leakage: RGA’s Middle East Life Insurance Claims Survey

Certain product lines may be more susceptible to fraud in the Middle East market, according to a first-of-its-kind survey. RGA's Rahul Gupta explains five steps insurers can take to fight back. At RGA, we are eager to speak with clients about any su...

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Image of man gazing into the distance with COVID-19 mask
Articles September 2020
The Evolution of a Crisis: A Medical Director’s View of COVID-19

Who would have thought there would be a pandemic like COVID-19? Almost everyone, RGA's Dr. Daniel Zimmerman writes in On the Risk. Insurers modelled this risk with tail stress tests, but the coronavirus still brought surprises, so agility and flexibility con...

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Videos September 2020
Suicide: Can We Leverage Our Tools to Save Lives?

Curious about RGA's research?   Contact us to learn more. 

This video was developed in conjunction with actuview, ...

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Sunset image of group
Articles September 2020
The Three C's of COVID-19: Compassion, Communication, and Common Purpose

Compassion, communication, common purpose – In On the Risk,  Tim Rozar, Chief of Staff at RGA suggests that, no matter how trite it may seem, COVID-19 reminds us that we are really in this together and insurers have a unique opportunity to make a differ...

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Closeup of an obese person bursting buttons on a shirt
Articles September 2020
COVID-19 and Obesity: How excess weight increases risk of infection, severe illness, and mortality
How does obesity contribute to increased risk of SARS-CoV-2 infection, as well as severe cases of COVID-19? RGA's Hilary Henly delves deep into data and explains how the high global prevalence of obesity is impacting infection rates and worsening the pandemic in countri... Read More
Double exposure image of thinking man with data superimposed around his head
Articles September 2020
Cultivating an Underwriter’s Competency: The role of heuristics and neutralizing bias in critical thinking

Part II in a series of articles on developing underwriting thought processes, this second installment focuses on potential challenges and shortcomings related to decision-making skills. RGA’s underwriting experts outline strategies to help neutralize heuristics and b...

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Burnt out matches
Articles September 2020
Life Insurance Underwriter Burnout and How to Avoid It
Pandemic-driven pressures are magnifying existing challenges within the underwriting profession. RGA's Lars Haaland and Catie Muccigrosso look into potential solutions that might help insurance companies emerge as leaders post-COVID-19. The key is to implement processes... Read More
Image of longevity via cairn of stones against water
Articles September 2020
Wellness in Insurance: A Coming of Age Story
Increased interest in and application of wellness products indicate that we may be closer than ever to realizing the potential of insurance-linked wellness programs. Insurers are presented with the opportunity to expand their engagement with consumers and serve as long-... Read More