image of multiple sclerosis
Articles September 2021
New Treatment Paradigms in the Management of Multiple Sclerosis
It's an exciting time in the evolution of the understanding and management of multiple sclerosis. In this issue of ReFlections, Dr. Heather Lund, Regional Chief Medical Officer, Asia, offers an extensive and detailed piece providing much of the latest research ... Read More
Image of gowned and masked medical researcher operating a data screen showing COVID-19
Research and White Papers September 2021
Mortality and Morbidity Modeling Considerations under COVID-19

As the world continues to battle COVID-19 and emerging variants of the SARS-CoV-2 virus, the life and health insurance industry finds itself both reviewing lessons learned and preparing for what will happen next. (Re)insurers’ ability to estimate COVID-19’s current a...

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Product development with airport commuter
Articles September 2021
What’s Next? - Life and Health Insurance Product Development Beyond COVID-19
The long-term impacts of the COVID-19 pandemic on product innovation and development strategies are yet to be determined, but RGA's Dan Lyons suggests that a few major changes may remain and even become more common.
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thrombosis graphic representation
Publications September 2021
ReFlections Volume 54, September 2021
Review reactive thrombocytosis, explore multiple sclerosis, and understand pharmacogenomics in this issue.


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Two retirees relax on beach chairs
Articles August 2021
How Insurers Can Improve Retirement Readiness and Financial Wellness in the Time of COVID-19
Retirees need the reassurance a steady stream of income provides, argues RGA's Diana Bosworth. She tours an increasingly vibrant product development landscape oriented around encouraging financial wellness in retirement.  Read More
Closeup on eye with data representing RASCL
Articles August 2021
Out of Sight, Out of Mind? Digitalizing the Future of Claims
Research shows that timely, efficient, accurate, and fair claims settlements can strengthen the customer relationship in profound ways. On the other hand, underinvestment in claims can result in real reputational damage. RGA makes the case for claims innovation.  Read More
Videos August 2021
Eldercare and Aging – Insights and Opportunities

Curious about RGA's medical insights?  Contact us to learn m...

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Busy chinese commerical street
Articles August 2021
Health Insurance in China: Evolving Challenges and Solutions

China is committed to making quality healthcare affordable and accessible to its residents, however it faces substantial challenges. RGA's Dipali Jawalkar provides an overview of China's health infrastructure, technology's impact on insurance product innovation,...

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distribution and superimposed icons over laptop
Articles July 2021
COVID-19 Pandemic Accelerates Convergence in Insurance Distribution
How will the COVID-19 pandemic impact life and health insurance distribution and sales in the long term? Peter Rodes and Eva Goldstein of RGAX, the transformation engine of RGA, discuss the key drivers of insurance's accelerated convergence. Read More
Articles July 2021
Redefining Wellness: Global Survey Sheds New Light on Opportunities for Insurers

Curious about RGA’s global survey results? 

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Man taking pharmaceuticals
Articles July 2021
New Medication for Alzheimer's Disease

Aducanumab (AduhelmTM), a new drug designed to treat Alzheimer's disease was approved by the FDA on June 7, 2021. RGA's Dr. Dave Rengachary discusses what this means for insurance, as well as the controversies around it.

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Image of empty plate setting
Research and White Papers July 2021
Calorie Restriction (CR) – What is it and what does the research tell us?

This article is the first in a three-part series, highlighting areas of research funded by the Longer Life Foundation (LLF), a not-for-profit organization that supports the study of scientific and p...

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Articles July 2021
Jumbo Policy Fraud Prevention: Industry Collaboration Delivers a Solution

Trey Reynolds, Executive Vice President, Strategy & New Business Development, MIB Group, Inc., presents on the jumbo solution and is joined by other leading voices in the fraud-fighting community at the RGA Fraud Conference.

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Image of woman at a microscope
Videos July 2021
The Promise of Liquid Biopsy in Advancing Cancer Diagnosis and Treatment
Today, a diagnosis of cancer requires a traditional biopsy consisting of direct tissue sampling and analysis, but liquid biopsies are changing the game. Read More
A nurse vaccinates a patient
Research and White Papers July 2021
Duration of Natural and Vaccine-induced COVID-19 Immunity: What we know and what we need to learn
RGA's Hilary Henly provides an overview of natural and vaccine-induced COVID-19 immunity, how long immunity is likely to last, whether booster shots will be needed, and more.

Evidence to date suggests that individuals previously infected with SARS-CoV-2 who are... Read More
Sets of test tubes representing different stages of disease
Research and White Papers July 2021
Multi-state Models and their Applications in (Re)insurance

Multi-state models, or MSMs, can help actuaries better characterize individuals as they progress through disease states. RGA's Kishan Bakrania, Chris Falkous, and Richard Russell provide a clear-eyed introduction to this form of modeling and share use cases...

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Credit cards with lock
Articles June 2021
Insurance Fraud Today and Tomorrow
RGA is a proud member of the Coalition Against Insurance Fraud, America’s only anti-fraud alliance speaking for consumers, insurance companies, government agencies, and others. We invit... Read More
Jagged light streaks through city
Articles June 2021
A Pivotal Role in an Era of Acceleration and Change

As part of an ongoing series in On the Risk, RGA's Taylor Pickett, an actuary, and Catie Muccigrosso, an underwriter, examine the relationship between their professions and underscore the crucial role underwriters play in the development and implementation o...

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Chemotherapy of patients
Articles June 2021
Global Health Brief: Prognostic Genomics and Breast Cancer
Up to 70% of breast cancer patients prescribed chemotherapy after their surgeries might not need it. But how can clinicians make that decision, and insurers determine whether to cover the determining tests?  Read More
Articles June 2021
Considerations for Overseas Claims Adjudication
Adjudication of overseas claims may be challenging, but being aware of red flags and having an effective claims strategy and processing framework will help ensure the validity of claims and avoid fraudulent activity. 
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