Life and Health Insurance Underwriting is entering a “new normal”.
Read More

That was the chief finding from a wide-ranging RGA survey from 2019, and the impact of COVID-19 seems likely to only reinforce these trends. Now, more than ever, consumers are demanding modernization, and those insurers demonstrate greater technical agility, inc...

Read More

This article is Part IV, the final, in a series that addresses fraud prevention during the coronavirus pandemic by following the life cycle of an insurance policy – from  a... Read More

RGA conducted a survey in June 2020 across eight markets in the Asia region to learn more about consumers’ perception of the insurance industry’s response to the novel coronavirus crisis so far. Neill Muller and Fang Zhong reveal what the results mean for insurers movin... Read More

Part I in a series of articles on developing underwriting thought processes, this first installment takes an academic approach to understanding how underwriters’ decision-making changes with experience. The authors further consider the implications for training young...

Read More

Post-viral syndrome? While the long-term consequences of COVID-19 are yet to be determined, previously healthy individuals are reporting persistent and chronic fatigue after recovering from the virus. Dr. Paul Davis shares researchers' developing understanding of a w...

Read More

How do you determine the right infection fatality rate (IFR) when territory-specific data isn't available for a particular projection? RGA's Global Data and Analytics team provides an overview of different types of IFRs, calculation methods, and considerations for (re)i... Read More

Get the facts about group disability claims appeals from a first-ever survey of common practices and challenges. Read More

A pandemic presents a perfect moment to rethink old premises, to unlearn established practices, and to ask unexpected questions. For example, why not perform an additional risk assessment upfront – before ordering evidence – to determine if the outcome is likely to j...

Read More

RGA's Bob Gooderl and Alex Bunte provide practical guidance on how insurers can prevent fraud in policy administration in today's changing and uncertain environment. The COVID-19 pandemic has not only complicated many basic aspects of policy administration, but it ha...

Read More

The Black Swan, a book by Nassim Nicholas Taleb, suggests that it is difficult to know both the probability and size of extreme events, and explains how an event can become a black swan. Is the COVID-19 crisis one? While multiple warnings and relative histroic importanc... Read More

Since the start of the pandemic, the effects of COVID-19 on expectant mothers have been unclear, yet worrisome. RGA's Dr. Nutan Wane reviews the latest research on its impact on pregnancy and childbirth. Read More

What factors are associated with risk of death from COVID-19? What does this mean for insurers? RGA's Anna Currie and John Ng provide an analysis of the recent OpenSAFELY study, the largest conducted to date by any country on COVID-19.  Read More

RGA's Data Insights team presents three different ways to visualize COVID-19 mortality rates for Italy and England in a hospital setting. Exploring data from countries that started to experience the pandemic sooner may help inform how mortality may develop in other coun... Read More

Do high levels of air pollution contribute to increased risk of severe illness and death in patients with COVID-19? RGA's Hilary Henly explains what ambient air pollution means for COVID-19 infection and death rates. Read More

COVID-19 appears to be much more fatal for men. RGA's Global Data and Analytics team analyzed the data across age groups and multiple countries to gain a clearer understanding of the relationship between age, sex, and COVID-19 mortality.

Read More

Could air pollution contribute to the risk of developing Alzheimer’s disease? Can mental stimulation and social connection protect against the cognitive decline? RGA's Hilary Henly explores lifestyle and environmental risk factors, explores genetic insights and testing ... Read More

RGA’s Eric Westhus explains the main categories of epidemiological models that have been developed by researchers around the world to study COVID-19.

Read More

Empathy, understanding, and proactive assistance are vital during challenging times, especially when human touchpoints in established processes are limited. Stephen Goldstein of RGAX, RGA’s transformation engine, explains how insurance professionals honing these sk... Read More

While researchers are working hard to understand the coronavirus's epidemiology, some studies suggest that genetics may play an important role. Carmela Tedesco of RGAX and RGA's Gayathri Ravi Shankar explain how genome studies could lead to more targeted therapeutic and... Read More