Talking bubbles in collaged illustration
Articles June 2021
Highlights from the U.S. Group Disability Claim Leaders Forum
More than a year after a pandemic transformed the world of work, how are group disability insurers responding?  At RGA’s 27th annual Disability Claim Leaders Forum, representatives from major carriers shared intriguing insights. 

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African woman using a mobile device to buy microinsurance
Videos June 2021
Microinsurance: Market Trends and Opportunities

Curious about RGA's medical insights?  Contact us to learn m...

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Gray figures walk in lockstep, with one colored outlier
Articles June 2021
It’s Time to “Think Different” About Group Life Underinsurance
For RGA's Curt Zepeda, underinsurance is an existential challenge for the insurance industry, and yet the digital tools are available to the group insurance sector to provide more personalized offers and help close the protection gap. He calls on the industry to ba... Read More
Worker at devices performing computer analysis
Articles June 2021
Life Insurance Fraud in the Time of COVID-19
In 2020, RGA produced a five-part series of articles exploring life insurance fraud in the time of COVID-19 as a lead-up to the RGA Fraud Conference.  Read More
DNA with pills in glowing nodes
Articles June 2021
Gene Re-Education: How Gene Therapy Promises to Challenge and Transform Insurance

It's the million-dollar question: how should insurers respond to an emerging class of gene therapeutics that promise to cure or ease debilitating genetic disorders, rare diseases and cancers but can cost upwards of $1 million per treatment. Learn highlights from...

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Counselor clutches the hand of a patient in distress
Articles June 2021
Bridging the Insurance Care Gap for Mental Health Disorders

For insurers, the current puzzle is how to develop cost-effective products for mental health disorders with sufficient flexibility to cover a range of risks and maintain positive customer experiences, says RGA's Dipali Jawalkar, Executive D...

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Videos June 2021
Long COVID: Insurance Underwriting Perspectives
Brain fog ... blurred vision ... loss of taste ... these are just a few of the lingering, and sometimes debilitating, symptoms reported by COVID-19 long-haulers. Read More
Building blocks featuring family, health, and medical icons
Articles June 2021
Global Claims Views: When Insurance and Medicine Collide – The Impact of Medical Advances on Critical Illness Definitions

Aligning Critical Illness definitions with clinical diagnoses is not an easy task, and the speed of medical advances can lead to difficulties applying CI definitions at claims stage. RGA's Marilda Kotze and Anne Casey explore some of the common challenges that this c...

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Closeup view of rotating gears
Articles June 2021
The Human Factor: Underwriting with Precision Calculation
Medicine never stands still; so neither can underwriting. For accurate, best-in-class risk calculation, the industry needs precise, flexible, and convenient solutions.

RGA has harnessed its global research and data science capabilities and partnered with clients ... Read More
Illustration of COVID-19 molecules
Videos May 2021
Risk Factors of COVID-19 Mortality: A Comparison Against All-Cause Mortality

Curious about RGA's data science insights?  Contact us to le...

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Gap displayed with building blocks
Articles May 2021
Gatekeeper to Promise-keeper: A Fresh Look at the Familiar Problem of Life Underinsurance
The novel coronavirus has forced many of us to confront our own vulnerability to loss and to think more seriously about planning for our family’s protection, according to RGA's Dr. Dave Rengachary. He calls on the industry to consider how to make insurance products more... Read More
Gowned and masked researchers at the microscope
Research and White Papers May 2021
mRNA Vaccines: Is the future now?
The global effort to develop mRNA-based vaccines for COVID-19 has greatly advanced mRNA technology and increased the speed of mRNA vaccine development, and it is likely that new mRNA vaccines for other diseases will soon emerge. Read More
A puzzle surrounding a gap labeled New Normal
Articles May 2021
Product Development in a Post-COVID-19 World

Challenges have a way of driving change. RGA's Naohiro Iwamoto looks back at the pandemic year of 2020 and surveys the many ways COVID-19 has accelerated change throughout the insurance industry and beyond.

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Double exposure of a female face superimposed over sun breaking through clouds
Articles May 2021
Pandemic Fatigue and Greater Awareness of the Importance of Mental Wellbeing

Could anxiety and uncertainty fuelled by an ongoing pandemic lead to a mental health crisis? RGA's Enrique Ruiz, Managing Director of Spain and Portugal, explores this question in

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Articles May 2021
Current Trends in Gestational Diabetes Mellitus

The global burden of gestational diabetes mellitus (GDM) is on the rise alongside increases in obesity and changing lifestyles. In ReFlections, RGA's Dr. Reema Nathwani Jani explores the history, complications, management, and long-term outcomes of GDM on ma...

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MRI of lung cancer nodules
Articles May 2021
Demystifying Risk Stratification of Pulmonary and Thyroid Nodules
Underwriting pulmonary and thyroid nodules has always been a distinct challenge. In a two-part article for ReFlections, RGA's Sandeepan Basu seeks to simplify the underwriting challenges associated with both types of nodules by identifying factors to ... Read More
Biohazard lab workbench
Articles May 2021
Brief Report: Gene and Cell Therapies

Rapid advances in medical science’s understanding of the human genome have led to the recent development of novel gene-based therapeutic strategies. In ReFlections, RGA's Dr.Dan Zimmerman defines gene and cell therapies and provides insights into these rapid...

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Quantified wearables
Articles May 2021
Rethinking Health Insurance with Wearable Data

Insurance-linked wellness reward programs can too often fail to pay for themselves, and data from wearable devices is not yet widely or confidently used in underwriting risk assessment. RGA's Raajeev Bhayana explores the relationships between wearable data and health...

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Publications May 2021
ReFlections Volume 53, May 2021
In this issue, explore topics from demystifying pulmonary and thyroid nodules to current trends in gestational diabetes and gene therapy. 
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