What can studies tell us about the public’s perception of COVID-19 risk, and how can this information help insurers understand consumer mindsets and needs? Should communicators use shock tactics such as fear appeals to help people gain an appropriate understanding of ri... Read More

The impacts of COVID-19 are still being felt across the globe – in volatile financial markets, among consumers, and in our personal lives. While insurers, regulators, and governments continue to focus on the downside financial risks caused by the pandemic, COVID-19’s...

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Could an evolution in insurance distribution be on the horizon? Resistance to online purchasing has been a persistent challenge for insurers, but signs indicate the COVID-19 pandemic may be shifting consumer attitudes, even as it disrupts lifestyles.

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Are people living with HIV (PLWH) at risk of poorer COVID-19 disease outcomes than the general population? RGA's Dr. Summer Zhu provides an overview of three noteworthy reports focusing on how COVID-19 interacts with HIV. Read More

How do people decide what they want or need to know? Why do people seek, ignore, or even actively avoid certain information? How does information feed knowledge that can change behavior?

These questions have all been made more pertinent and urgent by the pandemi... Read More

Curious about RGA's behavioral science expertise?   Contact us to learn more. 

The impacts of COVID-19 are s...

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How is COVID-19 affecting U.S. group disability claims? A series of polls conducted at RGA’s 26th annual Disability Claim Leaders Forum offers intriguing insights into how 18 major group disability carriers are approaching challenges wrought by the pandemic, from claims... Read More

Toyotaro Niino of RGA Japan takes a closer look at the use of coinsurance as a potential protection solution for carriers of foreign currency-denominated single premium savings products in Japan – a strategy that may offer insights for insurers facing similar challenges... Read More

Attitudes and priorities of Hong Kong consumers have changed amid social isolation and a slowing economy due to the COVID-19 pandemic, offering a valuable view of a changing global reality. According to RGA's Wesley Wu, these trends seem likely to continue to present ne... Read More

Optimism abounds that the first COVID-19 vaccine will soon be approved following interim trial results announced by Pfizer/BioNTech, Moderna, and AstraZeneca/Oxford (for one dosing regimen) showing their vaccines to be at least 90% effective against the disease.

<... Read More

Researchers are watching to see if Northern Hemisphere locations will experience a dual influenza and COVID-19 season – a so-called “twindemic” – or if influenza will remain at historically low levels while COVID-19 is predominant. RGA's Netanya Martin and Derek Kueker ... Read More

Part II in a series of articles about emerging trends shaping the future of health and wellness, the second installment provides an overview of how financial wellness programs that incorporate life and disability coverage are expanding beyond the group space and moving ... Read More

No study of mortality is complete without a deeper analysis of underlying causes, including seasonal factors. Victor Barriga, Chief Actuary of RGA Spain and Portugal, provides a Read More

RGA Hong Kong and the RGA Asia Pacific regional team explore recent innovations in genetic testing and provide guidance on how insurers can prepare for and adapt to changes on the horizon in the genetic moratorium era.

 

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Actuarial science, and insurance more generally, is a crucible for this concern.  At a 2017 Insurtech Connect Conference in Las Vegas, Chief Executive Officer Daniel Schreiber of the startup Lemonade suggested that AI will supplant the traditional actuarial role...

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Curious about RGA's research?   Contact us to learn more. 

This video was developed in conjunction with actuv...

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Telehealth is growing and likely here to stay beyond the COVID-19 pandemic. While insurers may choose not to directly run their own telehealth programs right now, they should familiarize themselves with program requirements in order to keep up with the rapid development... Read More

RGA Group Reinsurance conducted a survey of Canadian insurers on group optional products to assess the growth in premium in the past five years.
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RGA's Dr. Radi Counsell discusses what can be learned from the two largest clinical trials, RECOVERY in the U.K. and the global SOLIDARITY trials. The concerted research efforts evaluate potential COVID-19 treatments by studying more than 150 different drugs, and  ... Read More

The AI renaissance in insurance has arrived. Winners will be those companies that proactively develop a plan and work to execute it. In other words, go on offense. If you only play defense, the best possible outcome is to simply tie the game. Read More