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Most of us do not give much thought to this question for we all accept that we have a finite lifespan even if we put the thought of our ultimate death out of our minds until we grow old.

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Asia’s life insurance market is currently experiencing a complex, interlocking set of demographic, technological, economic and regulatory trends. RGA’s Marc Sofer guides us through them and discusses challenges as well as opportunities. Read More

Driving Product Innovation Read More

Sixty years ago, a smartphone or tablet computer would have seemed a gadget out of a science fiction or James Bond movie. Since then, innovation has brought those imaginary items into reality, and innovation is very much the key to business success today.  Read More

In Asia's ASEAN region, life insurers are looking for ways to reach budget-conscious ‘do-it-yourselfers' of all generations. RGA's Peter Tan examines one company's successful cultivation strategy.

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This edition of ReFlections contains two articles relating to the vascular system. In the first, Dr. Carl Holowaty discusses coronary artery disease and endothelial health. In the second article, Dr. Dave Rengachary, a general neurologist in St. Louis... Read More

Mortality at older ages has been an increasingly important issue for new products and profitability of current products. The Product Development Section Council of the Society of Actuaries (SOA) engaged RGA to undertake a research project into the mortality and other...

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In September 2012, India’s Health Ministry established a 15-member working group to give technical support and draft guidelines to provide health insurance coverage to those afflicted with Human Immunodeficiency Virus (HIV) or who have Acquired Immune Deficiency Syndrom... Read More

RGA's Jason Hurley looks at a new, possibly industry-changing, way of branding and distributing insurance in the United Kingdom. Read More

As Formula 1 season shifts into gear, RGA's Chris Boatman assesses the underwriting implications of motorsport.     Read More

The definitions for the core critical illness conditions in the U.K. are governed by a Statement of Best Practice for Critical Illness Cover, issued and updated periodically by the Association of British Insurers (ABI)

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Episodes of disordered mental health often pose a challenge for the life insurance industry, both at the time of application and at the time of claim. This article examines regulatory change in Australia that might complicate the claims process.  Read More

The UK underwritten annuity market is growing rapidly, challenging actuaries and underwriters to constantly review their pricing decisions. Peter Banthorpe discusses how the underlying drivers will shape the market’s future. Read More

Insurers need to use great caution when reviewing bodybuilders due to anabolic steroid use.  Read More

Ever more insurers are partnering with big-box retailers to develop new markets for life and health insurance in the United States.  Read More

Life underwriters and medical directors are likely to see an increase in the number of cases involving surgical mortality risk. Read More

A Japanese insurer is reaping the rewards of embracing the technological revolution, writes RGA's Greg Goodfliesh.

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Dr Dhiraj Goud describes how the guidelines described in the recent Exposure Statement might affect life insurance coverage for PLHAs in the future. He also describes the history, epidemiology, and natural progression of HIV/AIDS in India, and current challenges for the... Read More

This webcast offers insights into how insurers can better identify fraudulent behavior and prevent anti-selection. The case studies and industry activities remain informational. Read More