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Medical Underwriting

Data Driven: RGA Group Life and Long-Term Disability (LTD) Medical Underwriting Practices

Based on a comprehensive survey offered to the U.S. group insurance market at various times since December 2014, RGA Group Reinsurance’s 2019 Group Life and Long-Term Disability (LTD) Medical Underwriting Practices report benchmarks operating and business parameters for medical underwriting practices.


Twenty-two carriers participated in the survey. To learn more about U.S. Group Re, data analytics and medical underwriting, contact us here.

Medical UW infographic
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The Authors

  • Kathy Thiesen
    Manager
    Research Services
    U.S. Group Reinsurance
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  • Laura Baird
    Research Analyst
    Research Services
    U.S. Group Reinsurance
  • Jason McGrane
    Survey Research Analyst
    Research Services
    U.S. Group Reinsurance

Summary

RGA has conducted a global benchmarking survey of U.S. group medical underwriting practices since 2015. An update across 25 major group carriers reveals an industry rapidly automating, accelerating, and digitizing. To learn more about U.S. Group Re, data analytics and medical underwriting, contact us here.
Download "Data Driven"
  • Baird
  • claims management
  • facultative insurance optimization
  • facultative underwriting insurance
  • facultative underwriting life insurance
  • group long term disability
  • individual long term disability
  • long term disability
  • LTD
  • McGrane
  • mental health disability
  • rehab
  • return to work
  • thiesen