Benefit from our multi-disciplinary view of local needs, informed by deep global market intelligence.
RGA's dedicated health specialists represent multiple health disciplines across the globe, with concentrations in the United States, U.K., South Africa, China, Italy, Latin America, the Middle East, and Southeast Asia.
Evolving consumer expectations and government policies continue to encourage growth in private health or “reimbursement” insurance, where RGA offers strong solutions. A rising middle class is fueling demand for private health cover and public-private healthcare partnerships. RGA partners with clients across the value chain to holistically monitor and manage the end-to-end health reimbursement process and experience.
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The only specialized health reinsurer in the region, RGA provides specific health reinsurance covers for both individual and group business. In Italy, for example, innovation in product development and client solutions distinguishes RGA in the market. Across the Middle East, compulsory health insurance for expatriates continues to drive growth, while demographic factors and expanding healthcare privatization are also increasing demand for individual and group insurance. RGA, through its Dubai office, offers locally compliant medical reinsurance, bespoke product development, and technical solutions for the region.
The healthcare protection gap is large in Latin America, but RGA has the non-proportional (excess) and proportional (quota share) solutions and value-added services to help our clients close it. As a market leader in the region, RGA provides customized health reinsurance products and services to address complex challenges, including Capital Motivated Reinsurance (CMR), Excess of Loss for Medical business, Quota Share reinsurance, as well as a full arrange of Health Indemnity Products (CI, Hospital Cash, etc.). And every solution is supported by our expertise.
