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Healthcare Turnkey


Health plans seeking to enter the self-funded (ASO) and employer stop loss markets can access all of the resources they need with one call from RGA. 

RGA experts in underwriting, pricing, claims, medical management, and sales training combine to provide a turnkey opportunity for clients to grow capabilities and revenue. As a reinsurer with extensive employer stop loss and medical reinsurance experience, RGA brings a variety of advantages to any partnership.

We offer: 
  • Access to a comprehensive suite of Managing General Underwriter (MGU) services – from handling requests for proposal and quoting rates/terms to policy administration and claims processing.
  • The security of a complete reinsurance program. Through the Managed Care Stop Loss Turnkey solution, RGA develops each ESL product using a fronting carrier-partner’s A-rated paper.
  • Training and educational resources to empower clients to develop independent MGU services.
  • The ability to retrocede or transfer risk back to the client as needed, as well as to move an established block of business to the client’s insurance organization.
In an era of spiraling costs, stop-loss insurance allows employers to self-fund while protecting against loss. But this very advantage introduces risks. By partnering with RGA, plans can build the capabilities and capacity to enter the self-funded market and ultimately achieve self-sufficiency.   

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  • David Siprell

    David Sipprell

    Senior Vice President
    Managed Care Stop Loss Turnkey

    RGA U.S. Group Re
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