What is the mortality slippage of preferred risk misclassification caused by not having measured blood pressure from paramedical exams and blood cholesterol from insurance lab testing? How much mortality slippage can be offset by blood cholesterol in LabPiQture?
In a new research paper, RGA experts Guizhou Hu and Taylor Pickett examine the impact of LabPiQture (LP), a commercial data product of ExamOne, on the mortality slippage of standard and better risk classes in non-fluid underwriting.
A comparison of the results of full underwriting and non-fluid underwriting with or without LP reveals that LP can reduce the mortality slippage by recovering some of the missing cholesterol information, but mostly through reclassifying cases to higher risk classes.
Read the white paper for a comprehensive analysis.
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