A Crossroad Awaits: The Growth Potential of India's Life Insurance Market

In Brief

What factors affect India’s life insurance market growth?

Misselling and fraud
Need for smaller premium policies
Lack of access to capital
Regulation
Growth in bancassurance

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In the 15 years since India re-privatised its insurance industry, several models have been developed to optimise operations, distribution, and suitability.

In the first decade of the 2000s, India’s life insurance industry grew and developed quickly. Since its 2010 peak, however, this once double-digit growth has reversed. Mr. Amit Punchhi of RGA examines the three elements that are contributing to the slowing down of the life market’s growth.

A Crossroad Awaits: The Growth Potential of India's Life Insurance Market

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