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Research and White Papers February 2024
U.K. Mortality Projections: Practical implications of CMI proposals
RGA explores the implications of the proposed parameterisation of the CMI_2023 mortality projection model for longevity assumption setting in the U.K. Read More
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Articles February 2024
AI Chatbots Break Down Barriers to Much-Needed Mental Health Treatments

AI-powered chatbots and apps are proving to be invaluable assets in the field of mental health, removing persistent hurdles to treatment such as cost, access, stigma, and therapist availability and fit.

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Publications February 2024
ReFlections Volume 61, February 2024

Features in this issue of ReFlections explore PCSK-9 inhibitors and...

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Research and White Papers February 2024
Impact of Anti-Selective Behavior on the Life Insurance Industry
An RGA analysis of policy-level data derived from an unprecedented, collaborative database and augmented by input from industry experts provides greater insight into the impact of anti-selection on the life insurance industry and potential ways to prevent it. Read More
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Articles February 2024
Data Modernization in Insurance Part II: A Guide to Successful Implementation

Part I of this two-part article series focused on creating a data and analytics strategy. In Part II, RG...

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Articles February 2024
The State of Product Development: Highlights from 2023

RGA provides quarterly updates on global product developments, which can be made available upon request. The insurance industry saw a surge of innovation in 2023, with new products emerging across multiple markets. We explore highlights from the year. 

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Research and White Papers February 2024
RGA's 2023 Surveys Roundup and Trends to Watch
Better understand the latest trends and developments in life and health insurance by exploring findings from RGA’s 2023 surveys.  Read More
Articles February 2024
Get with the Program: Actuaries are software engineers

This article from The Actuary explores why coding, although crucial for actuaries, is seen as a secondary skill, and writing software a d...

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Articles January 2024
Improving Fertility and Childbirth Support in Japan: Implications for insurers

With fertility rates declining globally, many countries are seeking new ways to support infertility treatments and healthy childbirth. This article explores the journey toward progress in Japan and the role insurers can play, offering valuable insights for markets wo...

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Research and White Papers January 2024
E-cigarettes: A health solution gone up in smoke?

Worldwide research shows that e-cigarettes, originally designed as a smoking cessation aid, are increasingly being used by teenagers who have never smoked cigarettes, creating a new problem in the fight against tobacco smoking.

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Articles January 2024
Emerging Risks Ahead: An industry view of the future of insurance

According to a new report from the Geneva Association, the very nature of risk is changing and insurers must be prepared to change along with it. Jonathan Porter, RGA's Global Chief Risk Officer, provides key takeaways from the report and explores a ...

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Articles January 2024
Ringing in the New Year with a Chat Bot: A 2024 generative AI update for insurers

AI-powered large language models (LLMs) could produce significant cost savings across the insurance pipeline, including underwriting manuals, claims resolution procedures, and policy documents and communications. What’s new with LLMs in 2024?

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Articles January 2024
Accelerated Underwriting Analysis: Examining today’s accelerated underwriting and its bright future

In an article that first appeared in The Actuary, RGA shares new data on the state of AU for individual life insura...

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Articles December 2023
Korea’s Long Road with SI Products Leads to Innovations in Customer Experience, Insurance Inclusivity

Follow along as Korean insurers target population decline with innovative new products that have improved the customer experience and helped insurers overcome stagnant growth amid intensifying competition.  

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Articles December 2023
An Underwriter’s Journey with Young Onset Parkinson’s Disease

In this article from On the Risk, RGA's Michael Helms, in collaboration with Dr. Maryam Shapland, offers a compelling account of his unexpected journey with young onset Parkinson’s disease (YOPD), drawing from a well of professional acumen to shed light on t...

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Articles December 2023
6 Considerations for Unlocking the Power of Group Life Insurance in the Middle East

This article explores six considerations fundamental to the growth of group life insurance tailored for small to medium-sized enterprises (SMEs) in the Middle East and, in doing so, provides valuable takeaways for insurers in markets around the world.

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Articles December 2023
Embedded Insurance: Closing the protection gap, one step at a time

The next generation of consumers appears primed to engage with embedded insurance products. Explore the opportunities and challenges around launching embedded products.

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Research and White Papers December 2023
Sidecars for Life Insurers: Planning for the road ahead
RGA's Adam Pyke, Libby Corcillo, and Brendan Akos lay out the leading benefits, design considerations, and alternatives for life insurers to consider before committing resources to a sidecar. Read More
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Articles December 2023
Beyond the Pandemic: A driver-based view of mortality rates and their implications for actuaries
RGA’s Craig Armstrong shares insights from the IFoA’s Post-Pandemic Biometric Assumption-Setting Working Party, including their preferred approach to working with recent mortality data. Read More