Facultative and Underwriting Expertise
RGA’s underwriting expertise is among our greatest competitive advantages. We provide underwriting support for individual life, living benefits, longevity, and group reinsurance products.
RGA embraces facultative underwriting as an area of focus. We are the world leader in this form of individual large-case underwriting and substandard risk assessment, receiving more than 6 million cases since 1979.
RGA's Strategic Underwriting Program (SUP) is an effective, valued service for direct insurers facing overwhelming underwriting demand during exceptionally busy periods. Contact our Facultative Call Desk to learn more.
RGA Facultative Call Desk
8 a.m. – 4 p.m. CT
Since its launch in 2002, RGA’s ASAP (Automatic Selection and Assessment Program) has become an increasingly valued and reliable program through which RGA provides instant decisions online on impaired risks to its clients.
RGA’s FAC Console (Facultative Underwriting Console) is a proprietary underwriting technology that allows insurers to submit facultative applications to multiple reinsurers simultaneously. Contact us to learn how FAC Console may be able to help you enhance decision-making efficiencies.
RGA’s AURA (Automated Underwriting and Risk Analysis) platform enables clients to place policies, capture information, improve consistency and reduce costs. Available in 10 languages, AURA provides straight-through e-underwriting and management for more than three million life, health and annuity applications annually.
RGA offers significant expertise in designing and supporting preferred risk products. We can help you create the preferred product that is right for your market.
RGA’s underwriting team offers a range of value-added services, including:
Underwriting document reviews that include assessing application forms and suggesting improvements to enhance clarity and reduce non-disclosure and anti-selection
Underwriting questionnaire evaluation
Consulting to increase the efficiency and performance of processes collecting and analyzing medical information